Buying a home or property is an exciting time! We can assist you to buy your home, be it your first home, subsequent or investment property. We understand that making the decision to buy property, and invest in the property market, is one of the most important decisions that you will make in your life.
After you have decided to start looking for the perfect house or apartment, there are several things that you should think about which go beyond how much you can afford to spend or where you want to buy.
Are you going to be purchasing the property at auction or by private treaty?
It is important to be aware of the provisions that apply to ‘cooling-off’ periods and whether the Contract is binding on you straight away or whether you have some time to liaise with your solicitor or conveyancer to seek advice on the terms of the Contract and, where necessary, request changes.
What inspections, if any, should you be ordering?
It is a standard term of the NSW Contract for Sale that you take any property or land that you purchase ‘as you find it’. This means that you need to ensure that you have as much information as possible about the structure and condition of the property and is why we recommend having a building and pest inspection carried out on the property. We will take away the stress of organising this from you and will provide you with our comments on the inspection reports once they are received.
How will you be financing the purchase?
It is well known that most people will approach a bank or other lending institution to borrow the money that is required to finalise the purchase. On top of the purchase price that has been agreed to, you will also need to consider the additional expenses which will be payable on the purchase, particularly the payment of stamp duty. We can assist you with calculating the amount of stamp duty that will be payable on your purchase and can also discuss with you any possible exemptions from stamp duty that you might be eligible for, such as the First Home Owner’s Grant.
Step by Step Guide
Please contact us for a step-by-step guide to assist you to purchase your property.
Where to from here?
Please contact one of our amazing staff on 0247 616 935 or head to the contact page to discuss your purchase and the steps going forward!